Some of you might wonder what a G.O.K. fund is…
The expression once said by Dave Ramsay, a financial radio talk show host and best-selling author, means “God Only Knows” fund, or also more affectionately known as the Emergency fund.
We try so hard to set goals, but it’s the unexpected curve balls life throws at us that ruin our perfectly well thought out plans, like:
- The car has to be repaired
- Our furnace just died
- I just lost my job
- Little Johnny needs braces…
What’s with that?
That’s why so many people don’t follow through with their life plans, because life happens! Nissan’s ad expression says it all, “shift happens”. Although a more colorful … […]
The average person wants to find ways for their hard earned money to work for them, to build their retirement savings, to build up their savings account, to have a profitable investment portfolio and in many cases, they have the best intentions, but it boils down to knowing the facts. Knowing exactly how, what, when, where and why you should restructure, prepare, and grow your finances.
There are do’s and don’ts to a healthy and wealthy lifestyle and by repeatedly committing one or several common mistakes, individual investors often prove to be their own worst enemy. It doesn’t matter if … […]
There are four seasons to every year, but many people have an all around ‘wintery’ attitude right now concerning their financial future. They are freezing trying desperately to find ways of keeping warm! Others are hibernating waiting out the winter in hopes that the spring of a new beginning will fill the air…
But it doesn’t have to be that way. People are basing their decisions on ‘what if’ and not ‘what is’. Our governments want to stimulate the credit market, encouraging us to spend more. They’ve even considered bailing out entire industries of the plight they … […]
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